"Hi, this is (your name) with (your company or domain name).
How are you today? I'm calling to follow up on your recent online
request for a health insurance quote. Health insurance can be a little
complicated, so I'd like to make sure you understand all your
options. If you'd like, I can guide you through the process today, or
just answer any questions you have."
3. Add value to your communications
Your prospects may not have time to talk on your first call, or you
might get voicemail. Be sure to leave a clear voicemail and send an
email with your contact information.
You should include your value proposition with each communication.
Take every opportunity to tell your prospects specifically how
you stand apart from other agencies.
TIP: Give prospects an incentive: tell them you're letting them in on
an exclusive deal or savings, and they might feel like they'll be missing
out by not buying from you.
4. Customize your pitch for all prospect types
Sometimes your inbox will be stuffed with Internet prospects, all in
a different stage of buying. Some are price shopping and "kicking
the tires." Some are urgent buyers, looking for a few quick answers
before getting down to the application.
Take time to understand each prospect and their buying timeframe
so you can prioritize your follow up.
If you have a website, direct your newsletter clicks to it and use
your database to re-generate leads. If someone buys a health policy,
send updates about other products you can cross-sell and give
incentives for them to refer friends and relatives to you. Save time
and energy by creating templates of emails for repeating situations.
TIP: Tire kickers can turn into buyers: send out periodic email
newsletters to keep your brand in mind.
5. Use Technology to Speed Up Sales
After you've begun gathering your prospect's info, email those rates
and plans immediately.
Try online services that allow you to instantly generate a proposal
for all the carriers you represent. You should be able to link into
provider networks to check doctor availability and access all carrier
brochures and applications.
Save time with programs that let your clients apply on-line or
download and print carrier applications with your agent information
pre-populated on the PDF.
Creating professional, information-loaded proposals quickly sets
you apart from your competition and gives your clients a positive
buying experience. You'll be making profits and saving valuable
time.
TIP: If your carriers have an electronic application, ensure your
sale by staying on the phone with the client until they have completed
the process.
6. Get Wired
Being on the internet means your agency will not open and close at
certain hours. If you are an independent agent and a frequent traveler,
consider investing in a portable device to check your email
(Blackberry, Palm, etc). You'll be able to access emails and contact
your leads from anywhere your travels take you.
7. Use Autoresponders
One of the most exciting and profitable lead technologies available
are email autoresponders. You can eliminate manual quoting by letting
the autoresponder program quote leads instantly from inside
emails. Prospects fill out a form on your website and are automatically
sent a quote. Some autoresponder programs can even follow
up with prospects for you by automatically sending customized
responses over time.
**Information obtained from ProspectZone.com. "Free White Papers".